Gross Pay
Calculate gross earnings for the period based on salary or hourly wages. grossPay = salary / payPeriods for salary workers, or (regularHours × rate) + (overtimeHours × rate × multiplier) for hourly workers.
FINANCE
About Georgia Paycheck Calculator
Estimate Georgia take-home pay with a direct gross-pay, withholding, deduction, and net-pay breakdown for salary or hourly work.
2025 and 2026Georgia G-4salary and hourlybonus and overtimefederal and FICAsimple and advanced
About this calculator
What this does
Estimates your Georgia take-home pay by calculating gross wages and subtracting federal tax, Georgia state withholding (percentage method), Social Security, Medicare, and pre-tax deductions. Includes a rate period switch for Georgia's 2025 rate change from 5.39% to 5.19%.
Who it is for
Georgia residents and workers who want to understand their take-home pay after Georgia's flat rate withholding. Useful for G-4 allowance planning, comparing Georgia net pay to opportunities in other states, and modeling how bonus or overtime affects take-home income.
How it works
Georgia withholding annualizes state taxable wages, subtracts the filing-status standard deduction, subtracts $4,000 per Georgia G-4 allowance, then applies the year-specific flat rate. A married-filing-separately option uses the married standard deduction when both spouses work. Federal tax and FICA follow standard rules with YTD wage base tracking.
Limitations
Georgia moved from 5.39% to 5.19% in 2025. Select the correct rate period for your paycheck date. Employer-specific payroll settings, YTD wage history, and benefit elections may produce different results than your actual paycheck.
Formula
Georgia State Withholding
Annualize wages, subtract standard deduction and G-4 allowances, apply the flat rate. gaWithholding = max(0, (annualizedWages − stdDeduction − allowances × 4000)) × gaRate
Federal Withholding
Apply IRS percentage-method tables for the selected tax year based on filing status, pay frequency, and taxable wages after pre-tax deductions.
Net Pay
Subtract all taxes and deductions from gross pay. netPay = grossPay − federalWithholding − gaWithholding − socialSecurity − medicare − preTaxDeductions
How it works
Step 1
Select simple or advanced mode
Simple mode covers the basics: salary, pay frequency, and standard deductions. Advanced mode adds hourly wages, overtime, bonus pay, employer settings, and detailed deduction control.
Step 2
Enter your gross pay details
Choose salary or hourly, then enter your annual salary or hourly rate along with hours per period and overtime settings.
Step 3
Set your filing status and allowances
Select your federal filing status, Georgia G-4 allowance count, and whether both spouses work. These affect both state and federal withholding calculations.
Step 4
Configure deductions
Enter pre-tax deductions like traditional 401(k), HSA, FSA, and health insurance premiums. Toggle Roth status where applicable.
Step 5
Choose the tax year and GA rate period
Select 2025 or 2026. For 2025, choose whether the paycheck falls before or after Georgia's rate change from 5.39% to 5.19%.
Step 6
Review the breakdown
The calculator shows gross pay, each tax and deduction line item, and the final net pay for the period. Use the toggle to switch between period and annual views.
Reference ranges
Federal Withholding
Federal income tax is typically the largest withholding item, ranging from 10% to 37% of taxable wages depending on your income level and filing status.
Georgia Withholding
Georgia's flat rate (5.39% or 5.19% depending on the year period) applies after allowances. Most workers see 4–5.5% of taxable wages withheld for state tax.
FICA Taxes
Social Security is 6.2% up to the annual wage base ($176,100 for 2025). Medicare is 1.45% with no wage cap, plus an additional 0.9% above $200,000 ($250,000 married filing jointly).