Gross Pay
Calculate gross earnings for the period based on salary or hourly wages. grossPay = salary / payPeriods for salary workers, or (regularHours × rate) + (overtimeHours × rate × multiplier) for hourly workers.
FINANCE
Estimate Virginia pay after taxes with a clear gross-pay, withholding, deduction, and net-pay breakdown for salary or hourly work.
About this calculator
Estimates your Virginia take-home pay by computing gross wages and subtracting federal tax, Virginia state withholding using the official VA-4 formula, Social Security, Medicare, and optional pre-tax deductions. Supports VA-4 personal, dependent, age, and blindness exemptions.
Virginia residents who want to understand their paycheck after Virginia's graduated tax brackets and VA-4 exemptions. Useful for adjusting VA-4 allowances, planning for bonus or overtime pay, and comparing Virginia take-home pay against other states.
Virginia withholding annualizes state taxable wages, subtracts the filing-status standard deduction, subtracts $930 per VA-4 personal/dependent exemption and $800 per age/blindness exemption, then applies the graduated rate schedule for the selected tax year. Additional withholding is added on top. Federal tax and FICA follow standard rules.
Virginia's VA-4 form must match what your employer has on file for accurate results. Local taxes are not modeled. Employer-specific payroll timing, YTD wage base tracking, and benefit plan settings may cause differences from your actual paycheck.
Formula
Calculate gross earnings for the period based on salary or hourly wages. grossPay = salary / payPeriods for salary workers, or (regularHours × rate) + (overtimeHours × rate × multiplier) for hourly workers.
Annualize wages, subtract standard deduction, subtract exemption amounts, apply graduated bracket rates. vaWithholding = brackets(annualizedWages − stdDeduction − personalExemptions × 930 − ageBlindExemptions × 800)
Apply IRS percentage-method tables for the selected tax year based on filing status, pay frequency, and taxable wages after pre-tax deductions.
Subtract all taxes and deductions from gross pay. netPay = grossPay − federalWithholding − vaWithholding − socialSecurity − medicare − preTaxDeductions
How it works
Step 1
Simple mode covers salary, pay frequency, and standard inputs. Advanced mode adds hourly wages, overtime, bonus pay, VA-4 exemption details, and deduction control.
Step 2
Choose salary or hourly, then enter your annual salary or hourly rate along with hours per period and overtime settings.
Step 3
Select your federal filing status and enter your Virginia VA-4 personal/dependent exemptions, age exemptions, and blindness exemptions. These reduce your Virginia taxable wages.
Step 4
Enter pre-tax deductions like traditional 401(k), HSA, FSA, and health insurance premiums. Toggle Roth status and adjust tax-base behavior in advanced mode.
Step 5
If you are exempt from Virginia withholding, toggle the exempt switch to zero out state withholding while keeping federal and FICA calculations active.
Step 6
The calculator shows gross pay, each tax and deduction line item, and the final net pay. Switch between period and annual views to see the full picture.
Reference ranges
Federal income tax is typically the largest withholding item, ranging from 10% to 37% of taxable wages depending on your income level and filing status.
Virginia uses graduated brackets from 2% to 5.75%. Most workers see 2–5.75% of taxable wages withheld, with higher earners falling into the top bracket on income above $17,000.
Social Security is 6.2% up to the annual wage base ($176,100 for 2025). Medicare is 1.45% with no wage cap, plus an additional 0.9% above $200,000 ($250,000 married filing jointly).