How this calculator works for Alabama residents

Alabama residents can use this 401(k) calculator to project their nest egg. Whether you're in Birmingham, Montgomery, Huntsville, or Mobile, employer match and withdrawal planning apply regardless of your zip code.

Key features for Alabama planning

• Employer Match — Model employer matching formulas, including match caps, to see how fast matching contributions grow your balance.
• Withdrawal Planning — Simulate annual withdrawals in retirement to see how long your projected balance lasts.
• Contribution Limits — Project contributions in line with current IRS 401(k) contribution and catch-up limits.
• Growth Projections — Compound your current balance, contributions, and match year over year out to age 100.
• Year-by-Year Table — Review balance, contributions, match, and earnings each year in a clear table.