Earnings
Regular pay$2,884.62
Overtime pay$0.00
Bonus pay$0.00
Gross pay$2,884.62
FINANCE
Virginia Paycheck Calculator
Estimate Virginia pay after taxes with a clear gross-pay, withholding, deduction, and net-pay breakdown for salary or hourly work.
2025 and 2026VA-4 exemptionssalary and hourlyweekly and biweeklybonus and overtimefederal and FICAsimple and advanced
Where Your Pay Goes
Paycheck Breakdown
Review the estimate in four parts: earnings, deductions, taxes, and taxable wages. This section explains why the net pay result changed.
Deductions
Traditional 401(k)$0.00
Roth contribution$0.00
HSA / FSA$0.00
Health insurance$0.00
Other pre-tax$0.00
Post-tax$0.00
Taxes
Federal withholding$367.77
Virginia withholding$136.61
Social Security$178.85
Medicare$41.83
Additional Medicare$0.00
Total taxes$725.06
Taxable Wages
Federal wages$2,884.62
Virginia wages$2,884.62
Social Security wages$2,884.62
Medicare wages$2,884.62
Bigger Picture
Annualized Comparison
Compare the current paycheck estimate against the same inputs annualized so salary, taxes, and take-home share are easier to interpret.
| Line item | Per paycheck | Annualized |
|---|---|---|
| Gross pay | $2,884.62 | $75,000.12 |
| Pre-tax deductions | $0.00 | $0.00 |
| Total taxes | $725.06 | $18,851.56 |
| Net pay | $2,159.56 | $56,148.56 |
| Take-home % | 74.9% | 74.9% |
Estimated Take-Home Pay
$2,159.56
74.9%of gross pay
Gross Pay
$2,884.62
Total Taxes
$725.06
Effective Tax Rate
25.1%
Current rates used
2026
- Federal withholding
- IRS Pub 15-T 2026
- Social Security
- 6.2% up to $184,500.00
- Medicare
- 1.5%
- Additional Medicare
- 0.9% over $200,000.00
- Virginia withholding
- 2.0% / 3.0% / 5.0% / 5.8% brackets
- Virginia standard deduction
- $8,750.00 annually
- VA-4 exemptions
- $930.00 personal/dependent / $800.00 age/blind
Official IRS and state settings for the selected tax year.
Need a change for Virginia Paycheck Calculator?
About this calculator
Method, formulas, and limits.What this does
Calculates your exact Virginia take-home pay by modeling the state's progressive tax brackets (up to 5.75%), federal income tax, FICA, and personal VA-4 exemptions. It handles age and blindness deductions unique to Virginia, along with common pre-tax benefits like 401(k) contributions and health insurance.
Who it is for
Residents and workers in the Commonwealth of Virginia looking to estimate their net salary or hourly wages. It's particularly helpful for employees adjusting their VA-4 forms, individuals over 65 taking advantage of Virginia's age deductions, or hourly workers in Northern Virginia modeling the impact of overtime.
How it works
The tool annualizes your income based on pay frequency. It then subtracts the Virginia standard deduction and any VA-4 exemptions (including age and blindness) before applying the state's graduated tax brackets. Federal taxes are calculated via IRS formulas, followed by FICA and any pre-tax benefits to give you a true net pay figure.
Limitations
While this calculator strictly follows the official Virginia Department of Taxation withholding formulas, it cannot account for complex local scenarios or employer-specific payroll quirks. Additionally, changes to your year-to-date (YTD) wage base or dual-state residency (like living in VA but working in DC or MD) may alter your actual tax liabilities.
Key calculations
- Gross Pay
- Calculate gross earnings for the period based on salary or hourly wages. grossPay = salary / payPeriods for salary workers, or (regularHours × rate) + (overtimeHours × rate × multiplier) for hourly workers.
- Virginia State Withholding
- Annualize wages, subtract standard deduction, subtract exemption amounts, apply graduated bracket rates. vaWithholding = brackets(annualizedWages − stdDeduction − personalExemptions × 930 − ageBlindExemptions × 800)
- Federal Withholding
- Apply IRS percentage-method tables for the selected tax year based on filing status, pay frequency, and taxable wages after pre-tax deductions.
- Net Pay
- Subtract all taxes and deductions from gross pay. netPay = grossPay − federalWithholding − vaWithholding − socialSecurity − medicare − preTaxDeductions
Reference ranges
- Federal Withholding
- Federal income tax is typically the largest withholding item, ranging from 10% to 37% of taxable wages depending on your income level and filing status.
- Virginia Progressive Brackets
- Virginia taxes income progressively across four brackets: 2%, 3%, 5%, and a top marginal rate of 5.75% for income exceeding $17,000.
- FICA Taxes
- Social Security is 6.2% up to the annual wage base ($176,100 for 2025). Medicare is 1.45% with no wage cap, plus an additional 0.9% above $200,000 ($250,000 married filing jointly).
How to use it
- 1.Pick Virginia Simple vs. AdvancedUse simple mode for standard salary queries. Switch to advanced mode to model hourly wages, overtime pay, or precise VA-4 deductions.
- 2.Define Gross WagesInput your annual salary. For hourly jobs, enter your regular hourly rate and expected overtime hours.
- 3.Set VA-4 ExemptionsSelect your federal filing status and enter your Virginia VA-4 exemptions. Virginia specifically offers additional deductions for age (65+) and blindness, which you can include here.
- 4.Include Pre-Tax BenefitsInput traditional 401(k), HSA, or health insurance premiums. These contributions will lower your taxable income for both the IRS and the state of Virginia.
- 5.Check Withholding ExemptionIf you are legally exempt from Virginia state withholding, use the toggle to zero out the state tax portion while keeping federal taxes active.
- 6.Analyze Net PayReview the detailed breakdown to see exactly how much goes to the IRS, how much goes to Richmond (VA State Tax), and how much lands in your bank account.
It uses the official Virginia employer withholding formula with current VA-4 exemption values and year-based federal IRS rules for 2025 and 2026. It is still an estimate because payroll providers may apply employer-specific plan settings, YTD wage history, benefit deduction timing, and local tax rules that this tool cannot see.
Virginia withholding annualizes your state taxable wages, subtracts the standard deduction for your filing status, subtracts $930 per personal or dependent VA-4 exemption and $800 per age or blindness exemption, then applies Virginia's graduated tax rate schedule (2% to 5.75%) to the remaining amount. Any additional withholding you specify is added on top.
When Virginia exempt is turned on, state withholding is set to zero for the estimate while federal tax and FICA calculations continue normally based on your other inputs. This is useful if you have a valid exemption certificate on file with your employer.
Yes for hourly workers. You can enter regular hours, overtime hours, and an overtime pay multiplier (typically 1.5x). In this v1 release, salary mode does not model overtime and treats salary as a fixed annual amount spread evenly across the selected pay frequency.
In advanced mode you can choose either a flat supplemental federal withholding method (22% flat rate) or an aggregate method that blends the bonus into regular wages for the period. Virginia withholding follows the annualized wage base approach regardless of which federal method you select.
Traditional 401(k) contributions reduce both federal and Virginia taxable wages but not FICA in this model. Roth contributions are post-tax and do not reduce current taxable wages. HSA, FSA, and health insurance default to common pre-tax treatment, and advanced mode lets you adjust their tax-base behavior individually when needed.
Virginia uses graduated brackets: 2% on the first $3,000 of taxable income, 3% on $3,001–$5,000, 5% on $5,001–$17,000, and 5.75% on income above $17,000. These brackets apply after subtracting the standard deduction and VA-4 exemptions from annualized wages.
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