How this calculator works for New Jersey residents

From Newark to Jersey City, Paterson to Elizabeth, New Jersey residents can project retirement with this 401(k) calculator — employer match, contribution limits, and withdrawal planning.

Key features for New Jersey planning

• Employer Match — Model employer matching formulas, including match caps, to see how fast matching contributions grow your balance.
• Withdrawal Planning — Simulate annual withdrawals in retirement to see how long your projected balance lasts.
• Contribution Limits — Project contributions in line with current IRS 401(k) contribution and catch-up limits.
• Growth Projections — Compound your current balance, contributions, and match year over year out to age 100.
• Year-by-Year Table — Review balance, contributions, match, and earnings each year in a clear table.